About HFLA

The Hebrew Free Loan Association of Miami (HFLA) is a program of the Greater Miami Jewish Federation. Since 1989, HFLA has been offering interest-free loans to Jewish individuals and families who may not qualify for normal loan resources.

HFLA’s interest-free loans, as opposed to charity, fill an important gap in our social system by promoting self-sufficiency with discretion. Every loan disbursed by HFLA is a community investment in the dignity and independence of borrowers. Borrowers’ commitment to timely repayment schedules have helped HFLA maintain a reimbursement rate of more than 98 percent. As soon as monthly loan payments are deposited, HFLA approves and disburses new loans. Borrowers understand the process and are dedicated to timely repayment schedules as they are quite literally paying it forward to the next person in need.

For more information, contact us at [email protected] or 305.692.7555.

OUR MISSION

The Torah mandates us to give to those less fortunate. HFLA’s mission is based on the Mitzvah of Tzedakah; one is actually required to lend money to a fellow Jew when he is in need, because this is the highest level of giving. In other words, the generous act of giving Tzedakah enables us to help while fulfilling a number of Torah Commandments.

Super Sunday a Super Success

Super Sunday a Super Success

Thanks to the generosity of 500 dedicated volunteers and more than 950 donors, this year’s Super Sunday and Good Deeds Day was a super success! Together, more than $1 million was raised for the Annual Greater Miami Jewish Federation/UJA Campaign, supporting critical needs in Miami, in Israel and around the world.

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Israeli Midwives Go Above and Beyond

Israeli Midwives Go Above and Beyond

Through the By Your Side program, funded in part by the Jewish Federations of North America and its national Israel Emergency Campaign, pregnant women whose partners have been called to war — or worse, fell in battle — are receiving care and guidance free of charge from midwives throughout the country.

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No Interest College Loans

No Interest College Loans

JELF (Jewish Educational Loan Fund), a Federation partner agency, provides 0 percent interest dollar loans for Jewish undergrad, graduate and vocational students who demonstrate need.

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Campers2Gether Helps Israeli Teens

Campers2Gether Helps Israeli Teens

Campers2Gether, a new initiative led by Federation partner The Jewish Agency for Israel, will provide 1,500 Israeli teens from communities impacted by the war with a much-needed summer respite and a chance to experience the support of Jewish communities around the world.

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