Personal Loans
HFLA can give you a helping hand and immediate financial relief in the form of an interest-free loan. It is not a handout but a way to guide you through a crisis or help you meet a financial obligation. Personal loans of up to $8,000 can offset an emergency, support you through a life change, finance your education or even help you celebrate a joyous occasion. In the past, our loans have assisted with medical and dental expenses, car and housing repairs, life-cycle events, early childhood and continuing adult education, divorce, immigration costs and mortgage and rental costs. As with all of our loans, you must meet borrowing requirements before participating in the Personal Loan Program.
How Can I Qualify for a Loan?
- HFLA's interest-free loan program is available to Jewish residents of Miami-Dade County.
- You must be a resident of Miami-Dade County
- You must be at least 18-years-of-age to apply.
What Do I Need to Do?
- Complete the application form (below).
- If you require a guarantor, ask them to complete the guarantor application (below).
- Finally, call 786.866.8658 to confirm we have received your application.
What Happens After I Submit My Application?
- We will contact you for a video interview with members of our loan committee.
- If approved, our staff will send you the loan documents.
- Once you sign and return the loan documents, we will disburse the funds.
Guarantor Requirements:
- Loans over $1,800 require one qualified guarantor.
- Borrowers with a credit score of 620 or higher are required to provide one qualified guarantor.
- Borrowers with a credit score below 620 may be required to provide an additional guarantor.
Loan applications will be reviewed in the order we receive them.
For more information, contact us at [email protected] or 786.866.8658.
CLICK HERE TO GUARANTEE A LOAN FOR SOMEONE ELSE (You will be redirected to our confidential form)
