Small Business Loans

Do you have a great business idea but need some financial support to get started? Do you dream of transforming your work life and being your own boss? HFLA has helped entrepreneurs around Miami start and build businesses that strengthen the local economy and create futures. Interest-free loans of up to $18,000 can be used for operating costs, marketing expenses, equipment, supplies and more.

Repayments of any HELP loan will be 48 months based on a maximum loan amount of $18,000. Repayment must be made with post-dated checks.

How Can I Qualify for a Loan?
  •  You must be a resident of Miami-Dade County for at least one year prior to the application date.
  • You and your co-signers must be a Florida resident for a least one year prior to the application date.
  • You and your co-signers must be US citizens or permanent residents.

What Do I Need to Do?

  • Print out the attached application form.
  • Fill it out legibly and completely.
  • Call us at 305.692.7555 to review the application for submission.

What Happens After I Submit My Application?

  • We will process the loan request by verifying the information, checking you and your guarantors credit standing and speaking with the prospective guarantors to review their understanding of our program.
  • Once we confirm everything, we will contact you for an interview with our Loan Committee.
  • Upon final approval, we will release the funds.

For more information, contact us at [email protected] or 305.692.7555.

CLICK HERE TO APPLY NOW

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